Loan Against Property – Apply Online for a Quick and Transparent ProcessUse your assets to secure funds for any personal or business needs. Enjoy a complete digital process designed for your convenience. Unlock your property’s potential today!
Low-interest Rates
Minimal Paperwork
Quick Disbursal
Enter Your Details
What is a Loan Against Property?A Loan Against Property requires you to pledge a property as security if you wish to get a loan. The collateral property to borrow funds can be:Individuals seeking substantial amounts at lower interest rates typically prefer these secured loans. Exploit the online option of a quick loan against property in a more accessible and efficient way!
Residential
Commercial
Industrial
What are the Benefits of a Loan Against Property?
Lower Interest Rates: The interest rates are relatively much lower than those of unsecured loans. This is because of the collateral.
Higher Loan Amounts: A suitable amount can be borrowed, typically 70–80% of the property's market value used as security.
Flexible Repayment Terms: You have the option to choose from various repayment options, including EMIs or a lump sum payment at the end.
Easy Online Process: The application has become very hassle-free compared to the physical process. You can apply for a loan against property online from the comfort of your home.
Quick Approval and Disbursement: The approval process, as well as the funds disbursal, is very swift.
Who Can Apply for a LAP Loan?
You have to pass all the eligibility thresholds in order to be considered eligible for the LAP loan. The loan against property eligibility generally includes:
| Eligibility Criteria | Details |
|---|---|
| Age | 21 – 60 years |
| Income | Stable income source (salaried or self-employed) |
| CIBIL Score | Typically 650 and above |
| Property Ownership | Legally owned property, free from legal disputes or encumbrances |
| Repayment Capacity | Evaluated based on income, existing liabilities, and overall credit health |
Required Documents for Loan Against Property
| Document Type | Examples |
|---|---|
| Identity Proof | Aadhar Card, Passport, Voter ID, etc. |
| Address Proof | Utility bill, Rental agreement, Passport, etc. |
| Income Proof | Salary slips (for salaried), IT returns (for self-employed), Bank statements |
| Property Documents | Title deed, Registration papers, Latest property tax receipts, etc. |
Apply for Loan Against Property Online – Step-by-Step Process
Loan against property online apply is extremely simple. No queues, no long waits, just clicks!
| Step | What You Need to Do |
|---|---|
| Visit our website | Navigate to the loan application section. |
| Fill the Application Form | Provide personal, financial, and property details |
| Submit Your Documents | Upload ID proof, address proof, income proof, and property documents. |
| Wait for Loan Assessment | The team will assess your eligibility and property value. |
| Get Approval and Disbursement | After approval, sign the loan agreement and receive the funds. |
Our Loan Against Property EMI Calculator Makes the Math Easy!
Use our loan against property calculator to estimate your monthly payments. Do nothing, just follow the flow!
Know the steps:
- Type in the loan amount
- Enter interest rate
- Add the tenure
Receive an accurate calculation immediately!
EMI Calculator
Monthly EMI: ₹0.00
Total Interest: ₹0.00
Total Payment: ₹0.00
EMI Breakdown
Loan Against Property Interest Rates from Top Banks and NBFCs
| Bank/NBFC | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| HDFC Bank | 9.00% – 11.00% | Up to ₹65 lakh | Up to 15 years | 0.50% – 1% |
| ICICI Bank | 10.85% – 12.50% | Up to ₹10 crore | Up to 15 years | 1% |
| SBI | 9.75% – 11.05% | Up to ₹7.5 crore | Up to 15 years | 0.25% – 0.50% |
| Axis Bank | 10.50% – 10.95% | Up to ₹5 crore | Up to 15 years | 1% |
| Bajaj Finserv | 9.00% – 12.00% | Up to ₹3 crore | Up to 15 years | 1% |
| Kotak Mahindra | 9.50% onwards | Up to ₹5 crore | Up to 15 years | 1% |
| PNB Housing | 9.24% – 12.45% | Up to ₹15 crore | Up to 15 years | 1% |
| Bank of Baroda | 9.95% – 15.75% | Up to ₹5 crore | Up to 15 years | 1% |
| LIC Housing Finance | 9.25% – 11.55% | Up to ₹10 crore | Up to 15 years | 1% |
| Tata Capital | 9.00% onwards | Up to ₹3 crore | Up to 15 years | 1% |
Why Choose Us for Your Loan Against Property Needs?
Lower Interest Rates: Benefit from competitive interest rates due to the secured nature of the loan.
Higher Loan Amounts: Access substantial funds based on your property's value.
Flexible Repayment Options: Choose a repayment plan that suits your financial situation.
Easy Online Application: Apply from anywhere, anytime, with minimal documentation.
FAQs About Loan Against Property
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